OUR SERVICES
Our Services
Home Loan
construction loan
Loan against property
( Mortgage Loan )
Balance Transfer
Loan Top - Up
Personal Loan
Home Loan
Eazy Loans Home Loan offerings are tailor-made for purchasing a building or flat. Home loans extend from Rs. 10 lakhs up to Rs. 5 crores and start at an affordable interest rates. You can choose the Home Loan amount, tenure, and the EMI period as per your convenience. And whatās more is that our Home Loan processing involves minimum documentation and is easy and seamless. Our home loan services offer specialised attention to a diverse clientele, including salaried, self-employed, NRIs, and others. Many years of experience in the industry make us one of the best home loan providers.
Construction Loan
Construction Loan is a type ofĀ that allows you to borrow money to build your own home rather than buy one. The lender disburses the funds in stages as the work progresses. you must provide a detailed construction schedule, a construction plan, and a realistic construction budget to the lender. After Construction loan is approved, the funds will be disbursed in stages to meet the needs of each stage of construction. During construction, the lender would inspect the site, or a third-party technical team could be brought in to do so.
Construction loans can be used to remodel or build a new home or to renovate or modify anĀ existingĀ one.
Loan Against Property ( Mortgage )
Loan Against Property
( Mortgage )
Loan Against Property ( Mortgage ) is a loan disbursed against the mortgage of your property with the lender. From financing your business’s expansion to funding your kid’s education to taking care of emergency medical expenses, a Loan Against Property can help you manage any financial emergency. Eazy Loans provides you Loan Against PropertyĀ that have several benefits. Irrespective of whether you are a salaried individual or self-employed professional, weāve got you covered you can opt for flexible tenures. Against Property, you can avail of tenureĀ upĀ toĀ 20Ā years.
Balance Transfer
Loan Balance Transfer is shifting your outstanding Loan to a different lender for a better rate of interest and or other benefits. Technically, when you transfer your Loan to another lender, the new lender pays off the unpaid loan balance to your existing lender, and your existing Loan account gets closed. Simultaneously, your new Loan account starts with your new lender.
Benefits of Balance Transfer?
1. Lower Interest Rate:
2. Extended Loan Tenure:
3. Option to Get a Top-up Loan:
4. Better Loan Terms:
5. Option to Change the Type ofĀ InterestĀ Rate:
Loan Top - Up
Banks, home finance companies, and other financial institutions may provide you with a top-up loan, which enables you to borrow funds in addition to your current mortgage. Benefits of a Top-Up Loan: Presently you can move your loan to any other bank. Loan Transfer is a simple choice through which a large portion of people now a days are picking to take the advantage of lower interest rates winning in the market. If you have an existing Home loan or Loan Against Property, we help you to take over the loan from your current to a new bank with less interest rate based on your eligibility and also helps you to Top up the loan withĀ moreĀ amount.
Personal Loan
A Personal Loan is an unsecured credit that you can avail without pledging any collateral. Unlike other loans, a personal or unsecured loan has easy eligibility criteria, special offers and unrestricted end-use for you to finance your immediate expenses, be it a medical emergency or a foreign trip. Personal Loans available at attractive interest rates, starting at 10.99%. Avail a loan up to Rs. 25 lakhs through a simple process with minimal documentation and an easy to meet eligibility criteria. Get flexible tenures up to 6 years and repay your Personal Loan EMI as per your convenience. Eazy Loans offers fast loan processing and tailored Personal Loan offerings ideal to fund your diverse financingĀ goals.
Documents Required
KYC DetailsĀ :
- Pan Card
- Aadhaar Card
- Latest 6 Months Original pay slips
- Form 16 for Latest 3 years and corresponding IT returns copy
- Latest bank statements for 1 Year Original (Salary account)
- Employee ID card copy
- Previous Employment Proof (Relieving/Experience Letter)
- Existing Loan Repayment Track Record
- Employee confirmation letter
- Sale deed. Prior sale deeds
- Katha Certificates & Katha Extracts
- Conversion Order Copy
- Approved Layout plan
- Up to date Tax Paid Receipt of the property
- Encumbrance Certificate for 13 Years
- Sanctioned Building Plan with license
- Estimate in case of construction, from licensed Engineer/Architect
- Valuation report in case of purchase, from our panel valuer
- Any other documents required by our lawyer
- Sale and construction Agreement if Flat under construction Photo of the Property
KYC DetailsĀ :
- Pan Card
- Aadhaar Card
- 3 Years IT Returns
- B/S Profit & Loss a/c (duly Certified by C.A.)
- Bank Statement of all A/C-1 Year (Savings & Current a/c)
- GST Registration
- AADHAAR – PAN card
- Existing Loan Repayment Track Record
- Sale deed. Prior sale deeds
- Katha Certificates & Katha Extracts
- Conversion Order Copy
- Approved Layout plan
- Up to date Tax Paid Receipt of the property
- Encumbrance Certificate for 13 Years
- Sanctioned Building Plan with license
- Estimate in case of construction, from licensed Engineer/Architect
- Valuation report in case of purchase, from our panel valuer
- Any other documents required by our lawyer
- Sale and construction Agreement if Flat under construction Photo of the Property
- Sanction letter issued by the financial institution
- Statement of loan account outstanding & Transactions from the date of disbursement
- List of original documents deposited with the institution
KYC DetailsĀ :
- Pan Card
- Aadhaar Card
- Company ID Card
- 6 Months Bank statement
- Latest 3 months salary slips
Our Lending Associates
True Facts
Reasons to Choose
Fastest Process
Door Step Service
Transparent Processing
Simple & Easy Documentation
Lowest Interest Rate
Secure Systems
EMI Calculator
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